Canadian Mortgage Information

Entries from April 2009

TD Canada Trust Lowers Mortgage Rates

April 6, 2009 · Leave a Comment

Changes in Residential mortgage rates!

SUMMARY

Effective April 22, 2009, our Mortgage rates have changed as indicated below.

Term Rate Change
6-month convertible 4.90 N/A
1-year open  7.15 N/A
1-year closed 4.20 N/A
2-year closed 4.70 N/A
3-year closed 4.90 N/A
4-year closed 5.14 N/A
5-year closed 5.45 N/A
6-year closed 6.30 N/A
7-year closed 6.70 N/A
10-year closed 6.70 N/A
1-year closed Special 3.20 N/A
4-year closed Special 4.09 N/A
5-year closed Special 4.15 N/A
10-year closed Special (*2) 5.25 N/A
 Variable Interest Rate Mortgages  TD Mortgage Prime Variance Rate
Closed VIRM: Rate is TD Mortgage Prime + 0.80% 2.50 +0.80 3.30
Open VIRM: Rate is TD Mortgage Prime + 1.00% 2.50 +1.00 3.50
Home Equity Line of Credit TD Prime Variance Rate
Float: Spring Money-Out Limited Time Offer: Rate is TD Prime + 1.00%(*1) 2.25 +1.00 3.25

Notes:

  • (*1) TD Prime + 1.00% is a “Spring Money-Out” Limited Time Special, which is valid on fundings through June 30, 2009
  • (*2) Special is valid on new mortgage applications received by May 31, 2009 and mortgage must be advanced by July 31, 2009. Offer may be changed, extended or withdrawn at any time without notice. Mortgage renewals must be signed and submitted to TD Canada Trust by May 31, 2009.

 

Announced today – TD Canada Trust pricing structure on the 4-5 year fixed term products.

Effective April 7, 2009, our Mortgage rates have changed as indicated below.

Term Rate Change  
6-month convertible 4.90 -0.30  
1-year open  7.15 -0.30  
1-year closed 4.20 -0.30  
2-year closed 4.70 -0.30  
3-year closed 4.90 -0.30  
4-year closed 5.14 -0.30  
5-year closed 5.45 -0.10  
6-year closed 6.30 -0.10  
7-year closed 6.70 -0.10  
10-year closed 6.70 -0.10  
1-year closed Special 3.20 -0.30  
4-year closed Special 4.09 -0.30  
5-year closed Special 4.15 -0.10  
10-year closed Special (*2) 5.25 N/A  
 Variable Interest Rate Mortgages  TD Mortgage Prime Variance Rate
Closed VIRM: Rate is TD Mortgage Prime + 0.80% 2.50 +0.80 3.30
Open VIRM: Rate is TD Mortgage Prime + 1.00% 2.50 +1.00 3.50
Home Equity Line of Credit TD Prime Variance Rate
Float: Spring Money-Out Limited Time Offer: Rate is TD Prime + 1.00%(*1) 2.50 +1.00 3.50
           

Notes:

  • (*1) TD Prime + 1.00% is a “Spring Money-Out” Limited Time Special, which is valid on funding through June 30, 2009
  • (*2) Special is valid on new mortgage applications received by May 31, 2009 and mortgage must be advanced by July 31, 2009. Offer may be changed, extended or withdrawn at any time without notice. Mortgage renewals must be signed and submitted to TD Canada Trust by May 31, 2009.

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